Preface. 10. Metamorphosis from NGO to Commercial Bank: The Case of Bancosol in Bolivia, 11. Financial Innovation in Indonesia: BKK, KURK and the BRI Unit DESAS, 12. Credit for the Poor in Bangladesh: The BRAC Rural Development Programme and the Government THANA Resource Development and Employment Programme, 13. Mutual Finance and the Poor: The Federation of Thrift and Credit Co-operatives (SANASA) in Sri Lanka, 14. India: The Regional Rural Banks, 15. Financing the JUA KALI Sector in Kenya, 16. Rural and Agricultural Credit in Malawi: A Study of the Malawi Mudzi Fund and the Smallholder Africultural Credit Administration, Bibliography